434 W. Washington Street

P.O. Box 4234

Suffolk, VA 23439

Phone (757) 809-3640

Fax (757) 809-3642

contactus@svcefcu.org

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July 5, 2010

September 6, 2010

October 11, 2010

SHARE ACCOUNTS

Establish membership by opening a Share Account with a minimum balance of $25.00 and a one time new member fee of $1.00.

CHILDREN'S SHARES

Help children start good financial habits early with a Children's Share Account. Open with a minimum balance of $5.00 and a one time new member fee of $1.00.

E-SHARES

Stop writing checks and pay your bills electronically with an E-Share Account. Set up regular bills to be deducted automatically from your account.

CHRISTMAS CLUBS

Save for Christmas each year with a Christmas Club Account. Funds are available for withdrawal October 15th. If withdrawn early, there is a penalty of $25.00 per withdrawal.

VACATION CLUBS

Works just like a Christmas Club Account with funds becoming available on April 15th.

INDIVIDUAL RETIREMENT ACCOUNTS

• Save for your retirement with a Traditional or Roth IRA.
• Save for a child's educational expenses with a Coverdell Educational Savings Account.

SHARE AND IRA CERTIFICATES

Share Certificates are not being offered at this time. The Board will monitor trends and determine reinstatement of the certificate program at a later date.

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